Commercial property is an insurance policy which covers your business’ physical property for which you own or lease, even if you’re working out of the home in the event of a fire, theft, explosion, vandalism, or covered natural disasters. It’s good to note that not all policies cover floods, earthquakes or water backups. Call us today to find out how we can better protect your business from such damage.

A typical commercial policy may include protection of:

• Computers
• Furniture
• Equipment and tools
• Exterior signs
• Fence and landscaping
• Important documents
• Inventory and merchandise
• Other’s property located on the premises
• Lost income
• Accounts receivable

Coverages

• Business Personal Property
  Covers repairs or will replace property in the event of theft or property damage.
• Business income and extra expense
  Covers for the loss of income, fixed expenses, and may assist with an interim location in the event your business is temporarily closed due to a covered loss.
• Accounts receivable protection
  Covers the increasing costs of collecting payments and reestablishing the records of accounts receivable for your business operations.
• Valuable papers and records
  Assists in protecting your business in the event that important business documents have been damaged.
• Electronic Data
  Assists in repairing and restoring computer data that may have been damaged or destroyed due to a harmful code/virus.

Other Optional Coverages

• Employee Dishonesty
  Assist in protecting your business in the event that an employee steals money or property.
• Computer fraud
  Covers the losses or damages of business property, securities or money in the event the transfer was completed on a computer fraudulently.
• Money and Securities
  Assists in protection of money and securities in the case of theft, destruction or disappearance.
• Data Compromise/Identity Theft Restoration
  Assists with the legal work, credit monitoring and client notifications if a data breach has occurred within your business.

Call us today to tailor a business policy that is right for you and your business!